Small business is the backbone of many communities and supporting small business is a top priority at Berkshire Bank. Our Express Business Lending Program is designed to save you time and your business money.

If your business has revenues below $2 million annually and you would like to borrow up to $750,000, the Express Business Lending Program can provide lines of credits, overdraft protection, term loans, and real estate loans, depending on your business needs. Our streamlined application process ensures you receive a quick response.

Express Line Features

• Revolving lines up to $100,000
• Overdraft protection up to $25,000
• No annual fee, no annual financial statement required

Term Loan Features

• Loans up to $200,000 for up to 7 years
• No annual fee, no annual financial statements required

Real Estate Loan Features

• Loans up to $500,000
• Amortization terms up to 20 years
• Appraisals may be required and some closing costs may apply

You can apply for Express Lines and Loans at any of our branch offices or speak to an Express Business Development Officer to find out what kind of loan is right for your business.

To help you gather the information we need to process your loan application click here.