Benefits

Employee benefits are an important part of any business.  A successful benefits program strikes a balance between being cost effective and being competitive with employers in your area and industry.  At Berkshire Insurance Group we understand benefits can represent a significant cost – and we work with our clients to provide choices and the most competitive programs available.  Often times we are able to save our clients substantial amounts on their benefits costs simply by performing a comprehensive review.

We offer a broad range of employee benefit programs including:

  • Group health insurance -self insured and fully insured programs
  • Prescription drug
  • Life insurance and AD&D
  • Disability – both short and long term
  • Dental coverage
  • Vision programs
  • Long term care
  • Section 125 Cafeteria plans
  • 401K plans
  • Health Savings Accounts
  • Health Reimbursement Accounts


Regardless of the size of your business, we take the time to understand your unique situation.  And because things are constantly changing, we monitor and review the benefits landscape and keep you up to date on other options as they become available.

Our experienced and dedicated benefits professionals are available to assist in the evaluation, design, implementation, and ongoing monitoring of your employee benefits programs.  Contact us today for a no obligation review of your benefits programs.

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Insurance Products:

  • Are not FDIC Insured
  • Are not Bank Guaranteed
  • May Lose Value

Are not deposits or other obligations of Berkshire Bank (the "bank") or any bank affiliate; Are not guaranteed, issued or underwritten by the FDIC, the bank or any bank affiliate; Are not insured by any agency of the US, the bank or any bank affiliate; Are not a condition to the provision or term of any banking service or activity; Need not be negotiated or purchased through any particular person as a condition of any financial transaction or service; May be purchased from any agent or company and the customer's choice will not affect current or future credit decisions; and Involve an investment risk, including possible loss of principal or loss of value. The market value of the investment may fluctuate, causing possible loss of principal amount invested.

 

Insurance is offered through Berkshire Insurance Group, Inc. Berkshire Insurance Group, Inc. is a licensed insurance agency and non bank affiliate of Berkshire Bank and is not a chartered bank or trust company, or depository institution. Berkshire Insurance Group, Inc. is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority.

 

Berkshire Insurance Group, Inc. is neither a tax nor legal advisor. We suggest you consult with your personal tax and/or legal advisor before making any tax-related or legal decisions. You should consider an annuity's risks, charges, and expenses carefully before investing. Annuity withdrawals made prior to age 59 1/2 may result in an IRS penalty. Consult with your tax advisor.

 

NOTICE: Berkshire Insurance Group, Inc. is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.

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