We specialize in helping municipalities with their insurance and risk management.  Municipalities have very different needs than those of businesses, and it takes a specialized team of insurance professionals to consult and help provide the appropriate protection.  We understand the unique risk exposure municipalities and counties face every day.  Whether it is high-excitement risk like PIT maneuvers (click here for the best one we have seen)to more mundane risks associated with skateboard parks, city planning and road management, our experienced team provides the guidance you need along with competitive pricing and outstanding service.

We provide a single source for all of your insurance and risk management solutions.  This helps to eliminate any coverage gaps. Highlights of our insurance and risk management programs include:

  • Auto liability and physical damage
  • Crime
  • Employment practices liability
  • Equipment breakdown
  • General liability
  • Law enforcement liability
  • Marine
  • Public entity management liability
  • Property
  • Umbrella
  • Workers compensation

We have large deductible and self-insured retention programs available.  Contact us today for a complimentary risk assessment review.

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Insurance Products:

  • Are not FDIC Insured
  • Are not Bank Guaranteed
  • May Lose Value

Are not deposits or other obligations of Berkshire Bank (the "bank") or any bank affiliate; Are not guaranteed, issued or underwritten by the FDIC, the bank or any bank affiliate; Are not insured by any agency of the US, the bank or any bank affiliate; Are not a condition to the provision or term of any banking service or activity; Need not be negotiated or purchased through any particular person as a condition of any financial transaction or service; May be purchased from any agent or company and the customer's choice will not affect current or future credit decisions; and Involve an investment risk, including possible loss of principal or loss of value. The market value of the investment may fluctuate, causing possible loss of principal amount invested.


Insurance is offered through Berkshire Insurance Group, Inc. Berkshire Insurance Group, Inc. is a licensed insurance agency and non bank affiliate of Berkshire Bank and is not a chartered bank or trust company, or depository institution. Berkshire Insurance Group, Inc. is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority.


Berkshire Insurance Group, Inc. is neither a tax nor legal advisor. We suggest you consult with your personal tax and/or legal advisor before making any tax-related or legal decisions. You should consider an annuity's risks, charges, and expenses carefully before investing. Annuity withdrawals made prior to age 59 1/2 may result in an IRS penalty. Consult with your tax advisor.


NOTICE: Berkshire Insurance Group, Inc. is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.

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