• Do Hackers Return?

    According to Atlas VPM data, half of businesses worldwide have been affected by recurring attacks from the SAME hacker.  The data also revealed that 61% of companies hacked did not remediate the breaches, leaving the company and its data vulnerable to attack.  From phishing emails and cloud-based attacks to cyberattacks on remote workers and ransomware, cybercrime is up by 600 percent.

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  • Solemn Weekend

    Twenty years tomorrow we will remember the almost 3,000 people who lost their lives.  We honor the first responders who never hesitated but ran to assist those in the two towers, the Pentagon, and in Pennsylvania.   Talk to your children about how we all came together with such patriotism that we haven’t seen since.  We are the greatest country in the world and “we will never forget.”

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  • September is National Preparedness Month

    With forest fires and hurricanes hitting all across the US, it’s time to raise the importance of preparing for disasters and emergencies. There are plenty of resources to assist you during September to help you prepare.  Ready.gov/September features four weekly posts – Make a Plan, Build a Kit, Low-Cost, No-Cost Preparedness, and Teach Youth About Preparedness.

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  • Hiking in the Wilderness

    With Fall coming, family hiking is a great activity.  However,  being aware of both your surroundings and what to watch for can make your day a happy and safe one.

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  • Seniors and Car Safety

    Ever wonder as you grow older, what car you should choose for safety, one that is easy to drive,  safe, and has the technology to help avoid common mistakes that lead to accidents.  In a recent issue of Aging IQ, experts suggest tips for ensuring your safety behind the wheel.

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  • Insurance Myths To Be Aware Of

    Consumers are often confused about what insurance covers and what it doesn’t.  Property Casualty 360 helps demystify some of the myths.

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  • Traveling Safely in Your RV

    Hitting the road this summer in your RV, here are some tips to keep you and your family safe.  Over 43.6 million people will travel the roads, many of them in RVs.

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  • Traveling By Car This Summer

    With more and more people planning road trips, you need to be even more attentive due to distracted drivers.  According to the NSC, more than 700 people daily are injured by distracted driving crashes.  The cause – talking on the cellphone or texting/programming in-vehicle systems.

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  • Dogs in Hot Weather

    Dogs can’t perspire, so how do they keep cool?  They pant.  They also release heat through paw pads and nose to regulate their body temperature and keep cool.

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  • Beat The Heat

    We’re in the midst of summer and seeing record temperatures.  It is important that we remind workers on the danger of working in the heat.

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  • Fear of connected cars cyber vulnerabiities growing

    When you think of cyber attacks, you think of breaches of credit cards, banking accounts, and businesses.  But did you think about a cyber attack on your car?  That’s right – a cyber attack.

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  • Fireworks Safety

    What would the 4th of July be without fireworks.  Can’t imagine.  But they are deadly.  In 2020, eighteen people in the US died after episodes involving fireworks according to the Consumer Product Safety Commission, and that doesn’t include those who were seriously injured.

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  • June Weddings

    June is the most popular month to get married, simply because of the mild weather.  There is a saying that “for those who marry in June, you’re a bride all your life.”  Here some facts about June weddings:

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  • Happy Father's Day - June 20th

    “When my father didn’t have my hand, he had my back”Linda Poindexter

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  • Graduations - Time to Celebrate

    June is graduation month and parents are faced with how to keep their teens safe.  Here are some tips from the Partnership to End Addition that might help:

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  • 2021 Hurricane Season

    Hurricane Season – 2021 is shaping up to see 13 to 20 named storms, 6 to 10 to become hurricanes for the East Coast and 2 to 5 tropical cyclones predicted for the Central Pacific hurricane region.  With tropical storms comes lots of rain and that means flooding.  Make sure your to-go-bag is ready and you know your evacuation routes.  Don’t drive through standing water.  And last, contact our agency for a flood quote.  Just two inches of water can cause significant damage.

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  • Memorial Day 2021

    Honoring all who served. Take a moment this holiday weekend to remember all who served and all who paid the ultimate price to protect our country. 

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  • Support Your Local Restaurant - Eat Out

    It has been a hard year and many restaurants have closed during the pandemic.  According to the National Restaurant Association revenue is down by $240 billion. Over 110,000 restaurants are temporarily or permanently closed.

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  • Small Business Month

    Small businesses represent over 99% of the 28.7 million firms.  The vast majority have fewer than 20 employees and nearly 40% of all enterprises representing under $100k in revenue, according to JP Morgan Chase.  So it is fitting that the month of May celebrates the small business owners.

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  • Happy Mother's Day

    A mother is your first friend, your best friend, your forever friend. (Unknown).

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  • Pandemic is changing Employee Benefits

    According to Tim Allen, Harvard Business Review, companies are recognizing that employee benefits can be life-changing for their workforce, especially those centered around care, flexibility, and mental health.  Many employers in order to better support their employees and their business are planning to revise their benefit strategies.

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  • Alarming Surge in Ransomware Attacks

    Ransomware attacks have surged about 200% in the past two years according to Insurance Thought Leadership.  Severity is up too, with the average demand exploding from roughly $10,00 to $100,000.  Armed with increasingly inexpensive tools, hackers are expanding where and what they target.  There are even developers who sell or lease ransomware, offering Ransomware-as-a-Service (Raas).

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  • Spring and Floods

    With the weather changing and heavy rains upon, flooding is a certainty.  Here are the ten top facts every consumer should know about the National Flood Insurance Program (NFIP)

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  • Happy Easter

    On behalf of our agency we wish you a blessed and safe Easter Holiday.

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  • Daylight Savings Time

    Daylight Savings is this Sunday – don’t forget to set you clock forward.  Looks like you you lose an hour of sleep.  Some people have trouble adjusting to the one hour change.  It is recommended that you keep your schedule and get seven to eight hours of sound sleep and go to bed a little early the night before.  If your sleep cycle is out of whack, driving can be a bad idea.  One study showed that fatal traffic accidents increase the Monday after both time changes.

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  • Protect Your Phone Data

    With all the data that is on your phone, there are quite a few tech makers who do not protect your privacy.  So what do you do?  Here are some tips from Firefox:

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  • Why The Surge in Car Thefts?

    A puzzling invitation to auto theft is increasingly sitting in the unoccupied car’s cup holder—the key fob. After many years of car theft declines arising from improved technology, we are now seeing a surge in this unfortunate crime. This spree, worsened perhaps by the pandemic, can be attributed to largely one factor: human carelessness. No hot wire is needed!

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  • Saturday is National Love Your Pet Day

    This weekend is the perfect time to thank your pets for their companionship especially during these times when you are stuck at home with restricted activities.  They are there with undying love and ready to put a smile on your face.

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  • Happy Valentine's Day

    If you are planning on giving a keepsake at Valentine’s Day, we want to remind you to obtain insurance coverage for it.  You can add the item to your homeowners’, or depending on the value, obtain a jewelry policy.

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  • Least Reliable Cars for 2021

    It’s that time of year when Consumer Reports’ publishes their various reports on the auto industry.  Here is a list of the ten most unreliable vehicles with the greatest risk of problems:

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  • Dangers of Space Heaters

    It is always nice to be snuggley and warm during the winter nights, but many of us use space heaters to keep us warm.  They can be dangerous and the biggest threat is fire. Fire is caused by the overloading of circuits and power failures. Last year, there were 55,000 fires, 450 deaths, and more than 1,500 injuries due to space heaters.

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  • Prevent Skin Irritation

    With all the hand hygiene everyone has been doing during the COVID pandemic, many of us are experiencing skin irritations.

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  • Start the Year Off With Business Continuity Review

    With so many situations affecting our businesses this past year, such as COVID-19, lock downs, and remote employees,  it is important to review annually your procedures to restore critical business functions in the event of an unplanned disaster.  These disasters could include natural disasters, security breaches, service outages, and other potential threats.

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  • Keeping Pets Safe During the Holidays

    With so much going on this season regarding decorations and lights, your furry babies are thrilled.  However, to safeguard your pets, see the following:

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  • Cyber Security Events

    With ransomware and phishing attacks on the rise, companies must continuously focus on cyber risks to protect assets and customers.

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  • Be Safe on Thanksgiving

    With Thanksgiving just days away, we want to pass along some turkey safety tips:

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  • Avoid Fines by Training Workers

    Not training your workers regarding COVID-19 can result in fines and lawsuits.  Sixteen states have passed emergency temporary standards requiring employers to train their workers on COVID-19 workplace safety protocols.  Every state enforces things differently, so it is important you know what your state requires.

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  • Happy Labor Day

    A day to honor the hard work that you have put in.  A day to relax and enjoy.

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  • OSHA COVID-19 Materials

    OSHA has issued new posters and guidance booklets for businesses.  They are free and available in multiple languages.  Go to https://www.osha.gov/pls/publications/publication.searchresults?pSearch=coronavirus%7Cadd+to+cart and select the materials right for your business.

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  • August 12-18 is Safe & Sound Week

    Safe & Sound Week is a nationwide event held each August that recognizes the successes of workplace safety and health programs and offers information and ideas on how to keep American’s workers safe.OSHA has put together an entire program that features a webinar, course offerings, Safety & Health Program Recommended Practices, brochures, and much more.To participate, go to https://www.osha.gov/safeandsound/ and sign up toda p;We encourage you to take advantage of this program as it is free and offers great workplace practices for your employees.

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  • Natural Disasters and Your Pets

    We usually prepare for a flood, hurricane, tornado, or weather-related incident with a go bag, but have you prepared for your pets. Take a look at a couple of tips to consider:

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  • Important Protections for Working Safely in Summer Heat

    Temperatures are soaring across the United States and are creating hot and hazardous working conditions.  OSHA has issued a trade release with suggestions to help mitigate heat hazards.

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  • Safety Tips for Warm-Weather Work

    Employees should understand the factors that lead to heat susceptibility. With temperatures rising, it is a good time to review.

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  • Grill Safety

    Lots of barbecues are happening this weekend. It’s is no better time to pass along some grill safety tips to make sure your party is fun and incident fre p;Here are some statistics to illustrate the point.

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  • RV Safety

    Getting ready to explore the US in your RV. Take a look at these safety tips provided by Property Casualty 360 to ensure you have a wonderful risk-free trip.

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  • First Day of Summer

    Today is the first day of summer and the longest day of the year. Your children are out of school, and vacation plans are underway. Get prepared for summer by following these maintenance tips provided by Heather Turner from Property/Casualty 360:

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  • Happy Father's Day

    To all the fathers we hope you have a great weekend. May you enjoy the celebrations of Father’s Day with your children and father. We send warm greetings to you all.

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  • Teen Drivers & Summer Driving

    School is wrapping up for the year, and teen drivers are ready to hit the road this summer.

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  • Hurricane Season Starts June 1st

    Hurricane Season officially begins June 1st. This Spring has been tumultuous with weather activities such as tornadoes, heavy rain and flooding. Now, Hurricane Season is here and experts predict 13 named storms. While activity is slow in the beginning of the season, now is the time to purchase a flood policy to protect your home or business from the devasting effects of water and flooding. Remember, It takes 30-days for a policy to take effect.

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  • Memorial Day

    Please take a moment this weekend to honor all those who have served and died for our country. It is because of them that we enjoy the freedoms we have. Happy Memorial Day!

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  • Cyber Drills - Minimize Risk

    Most companies will suffer a cyberattack at some point. Making a plan and practicing for a cyber event can help minimize risk and expedite recovery.

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  • National Small Business Week - Attend an SBA Online Conference - May 7-8

    As a small businessowner, it is difficult to keep up to date with the latest topics and issues. The SBA is offering a free online conference hosted by the US Small Business Administration and SCORE. For today and tomorrow you can register and attend all or pick and choose the sessions you wish to attend.

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  • Car Care Tips

    Spring is here and what better time to tackle the job of checking your car for any winter weather damage.

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  • Contractors and Water Damage

    Zurich has presented a series of innovative tools to help contractors prevent water damage on a construction site.

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  • Spring Lawn & Garden Checklist

    Gardner’s Edge has been assisting homeowners and avid gardeners since 2005. Follow their spring checklist to ensure a healthy, lush lawn and garden this season!

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  • Flooding This Spring

    Flooding is a coast-to-coast threat to parts of the United States nearly every day of the year. The National Weather Service has created a site to help keep you safe in a flood event.

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  • Spring Cleaning Checklist

    Make these 15 preventative maintenance tips part of your spring cleaning to-do list this year:

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  • March Wind

    Weather has a definite impact on your home. March typically signifies the start of destructive spring weather patterns, such as hail, tornadoes, wind, and lightning according to HVAC Investigators. Over $2 billion in damages have been paid out by insurers.

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  • Businesses Using Chatbots in 2019

    2019 is predicted to see an increase in the number of businesses using chat bots.

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  • Daylight Savings Time Arrives Sunday, March 11th

    Don’t forget that Daylight Savings Time kicks in on Sunda p;You need to move your clocks ahead an hou p;There goes an hour of slee p;But, you can feel safer that children will be leaving for school in daylight rather than in the dark.

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  • Flood Insurance - Why You Need It!

    No matter where you live, water causes severe damage. With winter thaw, flooding is more than possible. However, flood insurance is not part of your standard homeowners insurance.

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  • Cold Weather Playing Havoc

    Cold temperatures across the United States have caused consumers havoc both in their homes and in their cars.

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  • Happy Valentine's Day - Buying Jewelry?

    If you are considering buying jewelry for Valentine’s Day, here are five tips from Anne D’Innocenzio of The Associated Press.

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  • Super Bowl - Have Fun But Be Careful

    If you are celebrating the Super Bowl at a restaurant or sports bar, we’d like you to be safe.

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  • Small Business - Regulatory Issues

    To keep your business compliant in 2019, here are ten regulatory issues to watch out for:

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  • Corporations Top Concerns

    According to a recent survey conducted by Allianz in their annual Risk Barometer, the top perils to corporations are cyber incidents along with business interruption events. In addition, workforce skill shortages and legislative/regulatory changes rank as key concerns.

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  • 5 Homeowner's Resolutions for 2019

    To assist you in protecting your home in 2019, here are five tips to help prevent a claim.

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  • Spring Cleaning - Spring Begins

    With the start of Spring, it is now time to focus on getting our homes ready for the season.  Here’s a quick list of tasks recommended to launch spring properly.

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  • Prepare Your Business for 2019

    It is a fact that 25% of small businesses never reopen after a catastrophe. Here is a simple checklist to start 2019 with a good disaster-prep program:

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  • Holiday Candles and Fire

    We love them.  Holiday Candles smell so good and project a warm glow to our home.  But, they can be deadly.

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