Social Services

We understand the insurance and risk management needs unique to social services organizations.  Our insurance program is the ideal solution to provide protection for your organization, staff, and clients.

Our programs are designed to help your organization in a number of ways.

Our professionals are well-informed experts who understand the non-profit arena and proactively look out for your interests.

Our comprehensive solutions can include:

  • Professional Liability
  • General Liability
  • Abuse and Molestation
  • Auto
  • Crime
  • Inland Marine
  • Property
  • Umbrella
  • Management Liability
  • Workers Compensation

In addition, we offer:

  • Emergency event management coverage, which provides broad protection against violent attacks and certain covered illnesses.
  • Special reimbursement coverage for theft or loss of employee’s work materials.
  • Broadening General Liability coverage endorsement with aggregate limits per location. 
  • Coverage for the property/auto of a service provider for damages caused by residents/clients placed by our policyholders.
  • Robust physical and sexual abuse coverage options and coverage extensions, including image restoration and innocent party defense.
  • Unparalleled risk management and loss control services directly relevant to non-profit organizations.
  • Competitive products to help non-profit organizations succeed during economic turbulence.

Contact us today to find out how we can help your organization with your insurance and risk management program.


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Secured By GeoTrust

Insurance Products:

  • Are not FDIC Insured
  • Are not Bank Guaranteed
  • May Lose Value

Are not deposits or other obligations of Berkshire Bank (the "bank") or any bank affiliate; Are not guaranteed, issued or underwritten by the FDIC, the bank or any bank affiliate; Are not insured by any agency of the US, the bank or any bank affiliate; Are not a condition to the provision or term of any banking service or activity; Need not be negotiated or purchased through any particular person as a condition of any financial transaction or service; May be purchased from any agent or company and the customer's choice will not affect current or future credit decisions; and Involve an investment risk, including possible loss of principal or loss of value. The market value of the investment may fluctuate, causing possible loss of principal amount invested.


Insurance is offered through Berkshire Insurance Group, Inc. Berkshire Insurance Group, Inc. is a licensed insurance agency and non bank affiliate of Berkshire Bank and is not a chartered bank or trust company, or depository institution. Berkshire Insurance Group, Inc. is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority.


Berkshire Insurance Group, Inc. is neither a tax nor legal advisor. We suggest you consult with your personal tax and/or legal advisor before making any tax-related or legal decisions. You should consider an annuity's risks, charges, and expenses carefully before investing. Annuity withdrawals made prior to age 59 1/2 may result in an IRS penalty. Consult with your tax advisor.


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